The microfinance cycle has bottomed, with collections and PAR back to pre-crisis levels, but the latest print cooled, and at this price the market already banks a clean recovery.
Overall read
6.2/10
Outlook-led
The three reads · this quarter
The microfinance cycle has bottomed, with collections and PAR back to pre-crisis levels, but the latest print cooled, and at this price the market already banks a clean recovery.
Overall read
6.2/10
Outlook-led
The three reads · this quarter
The standing reads · change less often
Moat
No moat read published yet.
Key variables
4 tracked
lead: Collection efficiency (0 DPD / X-bucket)Collection efficiency near 97% shows stabilization and improvement from crisis lows, though slight dip in Q1FY27 is within normal seasonality.
Walk the talk
4 guidance items tracked · grade pending
Individual business loans are scaling rapidly, now 33% of AUM, driving growth and margin expansion.
Latest · newest first
4d ago · Business Update
Founder and Whole-time Director passes away.
2w ago · Business Update
Statement of material deviation for quarter ended June 30, 2026.
2w ago · Business Update
Company published its Q1 FY2026-27 financial results via press release.
2w ago · Business Update
Change in management (SMP) announced.
2w ago · Business Update
Granted 3,600 stock options under ESOP Plan 2023 to eligible employees.
Where it sits